How to Use Your SASSA R370 Grant to Build a Better Life – 10 Smart Ways 

how to use your sassa r370 grant to build a better life

SASSA is the agency in South Africa that offers financial aid to thousands of South African citizens to help them in these tough economic times. The SRD R370 grant particularly supports many vulnerable families and individuals. The payments are disbursed monthly through the beneficiary’s mode of choice. However, how you spend the grant money throughout the month can make a difference in your life. There are a few tips that you can apply to make sure that you use the grant to better your life. This article outlines 10 smart ways to survive on the R370 grant

10 Smart Ways to Use Your SASSA R370 Grant to Build a Better Life

The SASSA R370 grant comes as a great relief to many families in South Africa. However, many of these families need help stretching the limited funds to cover all their needs. Thankfully, with careful planning and smart spending, you can survive throughout the month and improve your life. Below are a few strategies that offer guidance. 

1. Prioritize basic needs 

Once you receive your monthly R370 payment, start by allocating a significant portion to basic needs. Focus on stocking up on affordable, non-perishable food items that will ensure that you have enough nutritious meals to last for a while. Besides food, essential toiletries such as toothpaste, soap, hygiene items, and other medical needs should be included. 

Also Check: SASSA SRD Biometric Identity Verification

2. Pay your rent and utility bills. 

Next on your budget should be your utility bills and rent if you need to catch up on these payments. This will ensure that you have a roof over your head and electricity, significantly making your life less stressful. You can also communicate with your service providers to devise a convenient payment plan. 

3. Invest in a small business. 

While you may want to focus on your immediate needs with the R370, it is equally important to consider your long-term financial situation. You can allocate a small portion of your monthly grant payment as capital or an investment in a small business that will generate some income. This could range from offering cleaning services, utilizing a skill, or selling homemade snacks. Doing this greatly contributes to your future income and ultimate financial independence. 

Also Check: 5 Tips to Increase Your SASSA R370 Grant Appeal Approval

4. Cook at home 

Cooking your meals at home is one smart way to save some bucks that you would otherwise spend on takeout or eating out. This way, you can control your portions, choose healthier ingredients, and even use leftovers. Batch cooking is also a good idea; you can freeze the leftovers. 

5. Prioritize needs over wants. 

When you are working with a limited budget, prioritizing needs over wants is a crucial aspect. Always go for necessities rather than luxuries. Necessities like food, clothing, shelter, and healthcare are vital for survival and well-being. On the other hand, you can live without luxuries, including designer clothing or entertainment. Monitor your spending and avoid impulse purchases. 

Also Check: 20 Business Ideas You Can Start With R10000 in South Africa

6. Allocate some money for medical emergencies.

Given how unpredictable life is, it is wise to save some money for emergency healthcare needs. You can encounter an unexpected medical expense that will derail your finances. Hence, setting aside monthly money will be your safety net in emergencies. This should be budgeted to cover medication, doctor’s visits, or medical insurance. This will offer peace of mind, and you will be able to afford the necessary care without getting into debt.

7. Invest in education 

You can never go wrong when you invest in yourself. You can use some of the grant money to purchase educational materials like online courses or books. You can also enroll in vocational training if the money allows. This will help you acquire skills and knowledge that can offer you better opportunities in the future. 

Also Check: What is the new Verification Method for SASSA?

8. Negotiate bills 

Do not hesitate to reach out to your service providers and utility companies when facing financial problems. You can explain your situation to them and request flexible payment plans or special rates available for individuals with a limited income. With just one phone call, you can make significant savings. 

9. Shop Smart 

When shopping, always look for discounts and specials, use coupons, buy items on sale, and compare prices at different stores. You can always stock up on non-perishable items that are at a discount. Moreover, consider shopping at second-hand markets or thrift stores for other household items. 

10. Become a minimalist 

With a tight budget, it makes sense to simplify your life. You can downsize your living space as much as you can. For instance, a smaller apartment can be cheaper to rent. You can also do away with the possessions you don’t use or need and sell them online or at a garage sale for extra money. A minimalist lifestyle will help you to spend your grant money more wisely—it is a liberating way to live. 


The R370 grant offers financial support for many South Africans. However, the funds are limited, and this forces the beneficiaries to plan themselves accordingly. Careful planning and smart spending go a long way; that is where this article comes in handy.  

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